laptop

Beginner’s Guide to Choosing the Best Student’s Laptop

The world has gone digital and to every student, a laptop is a crucial tool for successful studies. And with so many laptops out there in the market, you would be confused on the best laptop to buy. This post is the ultimate beginner’s guide to choosing the best student’s laptop.

studying laptopChoosing the size

A laptop size is determined by the diagonal length of their screen and is measured in inches. You could go for 17 inches, which is pretty big if you have to carry it around. For most students, a 15-inch laptop would be the ideal size. If you want something smaller, there is also 11-13 inches to choose from.

Laptop performance

For a student, you do not need a laptop that is going to hang when you open many browser tabs. That is why you should go for a 4GB RAM for your laptop. Anything less would be slow and you may not want that. For the processor, it would prove tricky in choosing the best option. For a beginner, core i3 processor would be ideal. This will give you adequate room for performance. When your schoolwork becomes intensive, you could choose to upgrade your RAM to 8GB and core i7 processor. But for now, you do not need that much high performance.

Storage

How much storage space would you want on your laptop? A student would need plenty of space not only for the operating system but also for other stuff. The least space you should go for is 120 GB SSD. And this is only if you will be storing most of your stuff in a cloud. If this is not the case, you will need more space like 500 GB.

Battery life

You should not buy a laptop that would need to be plugged on charge the entire day. There are days you would want to do field work and a laptop with a longer battery life would be the best choice. Small and light laptops come with long life batteries and you could use one of such. A general purpose 15-inch laptop battery can give you 5 to 7 hours while a smaller portable one can give you at least 10 hours of battery life.

Your budget

student's laptopThe final decision has to be made based on your budget. You could want to buy the best laptop there is on the market but your budget may not allow it. You need to make a budget matching the kind of laptop you want. There are options for $200, but is that good enough for a student? As long as it meets your preferences and requirements, there is no need spending much on a laptop.

There is no single model of a laptop you can say is good for a student. It all comes down to what you need from your laptop. You should make your choice depending on the kind of work you would be using your laptop for. For student work, it does not have to be much of tasks but that should not lead you to make a bad choice.…

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business startup funding

Different Ways to Get Business Loans for a Startup

There are many cases of great business ideas that have been wasted due to lack of funds. Some ideas need to be actualized within a given period beyond which one can miss the opportunity. There are different ways to get business loans for a startup. Understanding those different ways can help one to actualize their business ideas. Here are some ways of getting loans for business funding.

Crowd funding

Crowd fundingCrowd funding has become one of the common ways of getting startup loans for business. It basically involves getting small loan amounts from some people until it is enough to get the total amount required. Anybody is allowed to give a loan to a business idea that they believe in. Some websites do promote crowd funding campaigns. One only needs to share their business idea which is then published and those who believe in the idea invest in the business. This is an idea that has become trendy in the recent past and attracted investors globally.

Use of venture capitalist

Venture capitalists are usually a group of professionals in a particular field that specifically funds startups business with viable ideas. Venture capitalists typically have sufficient money to fund even businesses that require a lot of capital. One needs to convince the panel of venture capitalists that their business is viable and that they can pay the loan within a given period. One may need to give up some shares of the business until the total amount of the loan is paid.

Approach an angel investor

Angel investors work in ways that are similar to a venture capitalist. The only difference is that some of them may have capabilities of funding only small startup amounts. It may be a single individual or group of people who you can share your ideas with. In some cases, they may help you polish the idea before funding. Angel investors may also demand some stake in the business until the full amount is paid.

Bank loans

The bank is usually the first thought that one has in mind when looking for startups loans for business. Many banks have categorized the loans to appeal to different business plans. Normally, banks will have a strict payment schedule that one has to adhere to. Another disadvantage of bank loans is that they usually require a guarantee of an equal amount, which most people may not be in a position to give at that moment. One also needs to have a good credit score to be legible for a bank loan.

Entrepreneur credit cards

This is probably one of the ways of getting a credit that is considered to be very risky. However, some business opportunities will require one to have the money within a very short period. In this case, a credit card can be of good help. Some credit cards are meant explicitly for entrepreneurs. The joy of such credits is that it allows one to have full control of the business.…

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